Call reports 2012
FIRST STATE BANK — 2012
What FIRST STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 55,778,000 | 51,565,000 | 55,048,000 | 54,184,000 |
| Total loans | 34,237,000 | 37,296,000 | 40,602,000 | 38,481,000 |
| Allowance for loan losses | 447,000 | 448,000 | 446,000 | 446,000 |
| Securities available for sale | 9,571,000 | 9,438,000 | 9,332,000 | 9,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,541,000 | 43,237,000 | 42,617,000 | 46,672,000 |
| Interest-bearing deposits | 35,521,000 | 33,628,000 | 32,826,000 | 34,556,000 |
| Noninterest-bearing deposits | 13,020,000 | 9,609,000 | 9,791,000 | 12,116,000 |
| Equity capital | 6,632,000 | 6,687,000 | 6,756,000 | 6,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 606,000 | 1,220,000 | 1,877,000 | 2,535,000 |
| Interest expense | 42,000 | 82,000 | 127,000 | 168,000 |
| Net interest income | 564,000 | 1,138,000 | 1,750,000 | 2,367,000 |
| Noninterest income | 25,000 | 47,000 | 71,000 | 97,000 |
| Noninterest expense | 427,000 | 854,000 | 1,311,000 | 1,749,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 162,000 | 331,000 | 510,000 | 715,000 |
| Income tax | 9,000 | 13,000 | 22,000 | 32,000 |
| Net income | 153,000 | 318,000 | 488,000 | 683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,946,000 | 6,012,000 | 6,081,000 | 6,177,000 |
| Total capital | 6,393,000 | 6,460,000 | 6,527,000 | 6,623,000 |
| Risk-weighted assets | 42,289,000 | 43,198,000 | 46,778,000 | 44,780,000 |