Call reports 2010
FIRST STATE BANK — 2010
What FIRST STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 47,872,000 | 48,120,000 | 48,455,000 | 49,184,000 |
| Total loans | 32,825,000 | 35,306,000 | 35,791,000 | 35,032,000 |
| Allowance for loan losses | 482,000 | 480,000 | 480,000 | 425,000 |
| Securities available for sale | 10,356,000 | 9,208,000 | 7,104,000 | 8,322,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,305,000 | 39,613,000 | 41,558,000 | 42,384,000 |
| Interest-bearing deposits | 32,643,000 | 32,204,000 | 32,625,000 | 32,996,000 |
| Noninterest-bearing deposits | 8,662,000 | 7,409,000 | 8,933,000 | 9,388,000 |
| Equity capital | 6,006,000 | 6,111,000 | 6,266,000 | 6,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 629,000 | 1,253,000 | 1,912,000 | 2,539,000 |
| Interest expense | 98,000 | 188,000 | 281,000 | 359,000 |
| Net interest income | 531,000 | 1,065,000 | 1,631,000 | 2,180,000 |
| Noninterest income | 28,000 | 61,000 | 97,000 | 127,000 |
| Noninterest expense | 392,000 | 800,000 | 1,207,000 | 1,627,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 167,000 | 326,000 | 531,000 | 690,000 |
| Income tax | 5,000 | 7,000 | 18,000 | 39,000 |
| Net income | 162,000 | 319,000 | 513,000 | 651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,431,000 | 5,488,000 | 5,584,000 | 5,622,000 |
| Total capital | 5,910,000 | 5,968,000 | 6,064,000 | 6,047,000 |
| Risk-weighted assets | 38,333,000 | 40,394,000 | 40,909,000 | 40,923,000 |