Call reports 2008
FIRST STATE BANK — 2008
What FIRST STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 34,199,000 | 35,314,000 | 44,992,000 | 45,694,000 |
| Total loans | 24,384,000 | 29,327,000 | 33,831,000 | 33,462,000 |
| Allowance for loan losses | 268,000 | 268,000 | 533,000 | 507,000 |
| Securities available for sale | 2,822,000 | 2,850,000 | 6,633,000 | 7,918,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,381,000 | 27,343,000 | 37,917,000 | 39,277,000 |
| Interest-bearing deposits | 21,880,000 | 13,859,000 | 30,188,000 | 31,638,000 |
| Noninterest-bearing deposits | 6,501,000 | 13,484,000 | 7,729,000 | 7,639,000 |
| Equity capital | 5,188,000 | 5,239,000 | 5,285,000 | 5,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 547,000 | 1,121,000 | 1,844,000 | 2,576,000 |
| Interest expense | 134,000 | 264,000 | 429,000 | 588,000 |
| Net interest income | 413,000 | 857,000 | 1,415,000 | 1,988,000 |
| Noninterest income | 49,000 | 101,000 | 161,000 | 123,000 |
| Noninterest expense | 318,000 | 659,000 | 1,075,000 | 1,494,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 144,000 | 299,000 | 501,000 | 617,000 |
| Income tax | 6,000 | 6,000 | 103,000 | 143,000 |
| Net income | 138,000 | 293,000 | 398,000 | 474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,167,000 | 5,247,000 | 4,902,000 | 4,924,000 |
| Total capital | 5,435,000 | 5,515,000 | 5,378,000 | 5,397,000 |
| Risk-weighted assets | 27,880,000 | 32,303,000 | 38,014,000 | 37,832,000 |