Call reports 2007
FIRST STATE BANK — 2007
What FIRST STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 32,259,000 | 32,679,000 | 33,466,000 | 32,441,000 |
| Total loans | 22,838,000 | 25,883,000 | 25,698,000 | 25,218,000 |
| Allowance for loan losses | 279,000 | 279,000 | 279,000 | 268,000 |
| Securities available for sale | 3,251,000 | 3,244,000 | 3,277,000 | 3,293,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,424,000 | 24,880,000 | 25,991,000 | 26,679,000 |
| Interest-bearing deposits | 22,205,000 | 20,802,000 | 21,504,000 | 21,315,000 |
| Noninterest-bearing deposits | 4,219,000 | 4,078,000 | 4,487,000 | 5,364,000 |
| Equity capital | 5,279,000 | 5,372,000 | 4,968,000 | 5,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 536,000 | 1,088,000 | 1,668,000 | 2,251,000 |
| Interest expense | 143,000 | 280,000 | 440,000 | 611,000 |
| Net interest income | 393,000 | 808,000 | 1,228,000 | 1,640,000 |
| Noninterest income | 54,000 | 127,000 | 137,000 | 214,000 |
| Noninterest expense | 276,000 | 574,000 | 846,000 | 1,148,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 171,000 | 361,000 | 519,000 | 706,000 |
| Income tax | 9,000 | 11,000 | 18,000 | 17,000 |
| Net income | 162,000 | 350,000 | 501,000 | 689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,306,000 | 5,421,000 | 4,987,000 | 5,101,000 |
| Total capital | 5,585,000 | 5,700,000 | 5,266,000 | 5,369,000 |
| Risk-weighted assets | 26,217,000 | 28,916,000 | 28,936,000 | 28,354,000 |