Call reports 2006
FIRST STATE BANK — 2006
What FIRST STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 31,240,000 | 30,057,000 | 31,283,000 | 31,879,000 |
| Total loans | 21,073,000 | 23,239,000 | 23,576,000 | 22,998,000 |
| Allowance for loan losses | 279,000 | 279,000 | 279,000 | 279,000 |
| Securities available for sale | 3,625,000 | 3,197,000 | 3,244,000 | 3,254,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,750,000 | 23,192,000 | 23,836,000 | 24,218,000 |
| Interest-bearing deposits | 20,109,000 | 19,934,000 | 20,169,000 | 20,128,000 |
| Noninterest-bearing deposits | 4,641,000 | 3,258,000 | 3,667,000 | 4,090,000 |
| Equity capital | 5,030,000 | 5,071,000 | 5,182,000 | 5,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 453,000 | 943,000 | 1,463,000 | 2,000,000 |
| Interest expense | 120,000 | 233,000 | 367,000 | 518,000 |
| Net interest income | 333,000 | 710,000 | 1,096,000 | 1,482,000 |
| Noninterest income | 46,000 | 55,000 | 97,000 | 150,000 |
| Noninterest expense | 255,000 | 503,000 | 769,000 | 1,035,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 124,000 | 262,000 | 424,000 | 597,000 |
| Income tax | -22,000 | -13,000 | -7,000 | -1,000 |
| Net income | 146,000 | 275,000 | 431,000 | 598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,079,000 | 5,136,000 | 5,219,000 | 5,386,000 |
| Total capital | 5,358,000 | 5,415,000 | 5,498,000 | 5,665,000 |
| Risk-weighted assets | 24,395,000 | 26,071,000 | 26,712,000 | 26,449,000 |