Call reports 2004
FIRST STATE BANK — 2004
What FIRST STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 29,519,000 | 28,742,000 | 30,246,000 | 29,537,000 |
| Total loans | 18,883,000 | 21,112,000 | 21,939,000 | 21,586,000 |
| Allowance for loan losses | 289,000 | 289,000 | 289,000 | 251,000 |
| Securities available for sale | 4,927,000 | 4,549,000 | 4,555,000 | 4,486,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,570,000 | 21,487,000 | 23,047,000 | 21,879,000 |
| Interest-bearing deposits | 18,542,000 | 18,496,000 | 20,275,000 | 18,155,000 |
| Noninterest-bearing deposits | 4,028,000 | 2,991,000 | 2,772,000 | 3,724,000 |
| Equity capital | 5,434,000 | 5,272,000 | 5,159,000 | 5,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 341,000 | 701,000 | 1,091,000 | 1,490,000 |
| Interest expense | 67,000 | 136,000 | 214,000 | 295,000 |
| Net interest income | 274,000 | 565,000 | 877,000 | 1,195,000 |
| Noninterest income | 35,000 | 67,000 | 91,000 | 143,000 |
| Noninterest expense | 253,000 | 478,000 | 708,000 | 968,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 56,000 | 154,000 | 260,000 | 370,000 |
| Income tax | 21,000 | 56,000 | 95,000 | 128,000 |
| Net income | 35,000 | 98,000 | 165,000 | 242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,398,000 | 5,289,000 | 5,149,000 | 5,080,000 |
| Total capital | 5,668,000 | 5,578,000 | 5,438,000 | 5,331,000 |
| Risk-weighted assets | 21,566,000 | 23,101,000 | 24,241,000 | 23,984,000 |