Call reports 2003
FIRST STATE BANK — 2003
What FIRST STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 25,766,000 | 25,594,000 | 26,884,000 | 27,309,000 |
| Total loans | 17,479,000 | 20,015,000 | 20,447,000 | 19,731,000 |
| Allowance for loan losses | 293,000 | 293,000 | 293,000 | 289,000 |
| Securities available for sale | 3,787,000 | 2,343,000 | 1,526,000 | 3,727,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,098,000 | 18,780,000 | 19,960,000 | 20,329,000 |
| Interest-bearing deposits | 16,125,000 | 16,255,000 | 17,097,000 | 17,014,000 |
| Noninterest-bearing deposits | 2,973,000 | 2,525,000 | 2,863,000 | 3,315,000 |
| Equity capital | 5,383,000 | 5,432,000 | 5,367,000 | 5,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 354,000 | 717,000 | 1,087,000 | 1,456,000 |
| Interest expense | 86,000 | 162,000 | 233,000 | 302,000 |
| Net interest income | 268,000 | 555,000 | 854,000 | 1,154,000 |
| Noninterest income | 18,000 | 39,000 | 84,000 | 130,000 |
| Noninterest expense | 224,000 | 446,000 | 688,000 | 931,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 62,000 | 148,000 | 250,000 | 353,000 |
| Income tax | 11,000 | 39,000 | 69,000 | 108,000 |
| Net income | 51,000 | 109,000 | 181,000 | 245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,348,000 | 5,406,000 | 5,350,000 | 5,414,000 |
| Total capital | 5,594,000 | 5,678,000 | 5,630,000 | 5,687,000 |
| Risk-weighted assets | 19,632,000 | 21,737,000 | 22,368,000 | 21,855,000 |