Call reports 2002
FIRST STATE BANK — 2002
What FIRST STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 23,477,000 | 23,262,000 | 24,275,000 | 24,728,000 |
| Total loans | 14,383,000 | 16,236,000 | 17,438,000 | 17,993,000 |
| Allowance for loan losses | 293,000 | 293,000 | 293,000 | 293,000 |
| Securities available for sale | 5,686,000 | 4,420,000 | 3,888,000 | 2,171,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,918,000 | 16,596,000 | 16,453,000 | 17,984,000 |
| Interest-bearing deposits | 14,421,000 | 14,454,000 | 14,050,000 | 15,090,000 |
| Noninterest-bearing deposits | 2,497,000 | 2,142,000 | 2,403,000 | 2,894,000 |
| Equity capital | 5,235,000 | 5,330,000 | 5,405,000 | 5,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 371,000 | 748,000 | 1,133,000 | 1,510,000 |
| Interest expense | 109,000 | 210,000 | 308,000 | 406,000 |
| Net interest income | 262,000 | 538,000 | 825,000 | 1,104,000 |
| Noninterest income | 19,000 | 37,000 | 57,000 | 77,000 |
| Noninterest expense | 158,000 | 316,000 | 498,000 | 819,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 123,000 | 258,000 | 383,000 | 361,000 |
| Income tax | 44,000 | 94,000 | 150,000 | 133,000 |
| Net income | 79,000 | 164,000 | 233,000 | 228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,199,000 | 5,284,000 | 5,353,000 | 5,348,000 |
| Total capital | 5,405,000 | 5,512,000 | 5,593,000 | 5,597,000 |
| Risk-weighted assets | 16,423,000 | 18,202,000 | 19,140,000 | 19,909,000 |