Call reports 2001
FIRST STATE BANK — 2001
What FIRST STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 22,812,000 | 22,049,000 | 23,477,000 | 23,378,000 |
| Total loans | 12,373,000 | 14,681,000 | 15,102,000 | 15,204,000 |
| Allowance for loan losses | 295,000 | 295,000 | 295,000 | 293,000 |
| Securities available for sale | 6,148,000 | 5,227,000 | 5,538,000 | 5,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,376,000 | 15,505,000 | 16,741,000 | 16,833,000 |
| Interest-bearing deposits | 13,644,000 | 13,309,000 | 13,857,000 | 13,909,000 |
| Noninterest-bearing deposits | 2,732,000 | 2,196,000 | 2,884,000 | 2,924,000 |
| Equity capital | 5,027,000 | 5,145,000 | 5,258,000 | 5,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 435,000 | 866,000 | 1,306,000 | 1,721,000 |
| Interest expense | 154,000 | 302,000 | 448,000 | 574,000 |
| Net interest income | 281,000 | 564,000 | 858,000 | 1,147,000 |
| Noninterest income | 17,000 | 33,000 | 52,000 | 72,000 |
| Noninterest expense | 148,000 | 305,000 | 445,000 | 775,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 162,000 | 315,000 | 488,000 | 468,000 |
| Income tax | 63,000 | 94,000 | 164,000 | 161,000 |
| Net income | 99,000 | 221,000 | 324,000 | 307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,962,000 | 5,084,000 | 5,187,000 | 5,170,000 |
| Total capital | 5,142,000 | 5,286,000 | 5,397,000 | 5,380,000 |
| Risk-weighted assets | 14,295,000 | 16,102,000 | 16,686,000 | 16,683,000 |