Call reports 2005
NORCROWN BANK — 2005
What NORCROWN BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 |
|---|---|
| Total assets | 618,786,000 |
| Total loans | 441,030,000 |
| Allowance for loan losses | 6,040,000 |
| Securities available for sale | 33,330,000 |
| Securities held to maturity | 2,199,000 |
| Trading assets | 0 |
| Total deposits | 549,719,000 |
| Interest-bearing deposits | 435,255,000 |
| Noninterest-bearing deposits | 114,464,000 |
| Equity capital | 48,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 |
|---|---|
| Interest income | 8,320,000 |
| Interest expense | 2,350,000 |
| Net interest income | 5,970,000 |
| Noninterest income | 616,000 |
| Noninterest expense | 4,240,000 |
| Provision for loan losses | 0 |
| Pretax income | 2,346,000 |
| Income tax | 985,000 |
| Net income | 1,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 |
|---|---|
| Tier 1 capital | 47,860,000 |
| Total capital | 52,872,000 |
| Risk-weighted assets | 399,898,000 |