Call reports 2002
NORCROWN BANK — 2002
What NORCROWN BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 413,467,000 | 459,978,000 | 494,305,000 | 557,386,000 |
| Total loans | 314,020,000 | 344,566,000 | 388,547,000 | 449,316,000 |
| Allowance for loan losses | 3,255,000 | 3,379,000 | 3,807,000 | 4,552,000 |
| Securities available for sale | 15,833,000 | 27,008,000 | 38,308,000 | 33,778,000 |
| Securities held to maturity | 16,646,000 | 14,415,000 | 12,167,000 | 7,799,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 381,704,000 | 425,023,000 | 455,050,000 | 483,718,000 |
| Interest-bearing deposits | 322,712,000 | 356,297,000 | 387,074,000 | 387,968,000 |
| Noninterest-bearing deposits | 58,992,000 | 68,726,000 | 67,976,000 | 95,750,000 |
| Equity capital | 29,507,000 | 32,593,000 | 36,223,000 | 37,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,254,000 | 12,971,000 | 20,300,000 | 28,374,000 |
| Interest expense | 2,511,000 | 5,037,000 | 7,892,000 | 10,780,000 |
| Net interest income | 3,743,000 | 7,934,000 | 12,408,000 | 17,594,000 |
| Noninterest income | 166,000 | 411,000 | 652,000 | 915,000 |
| Noninterest expense | 2,529,000 | 5,340,000 | 7,781,000 | 11,295,000 |
| Provision for loan losses | 120,000 | 250,000 | 688,000 | 1,438,000 |
| Pretax income | 1,260,000 | 2,755,000 | 4,591,000 | 5,776,000 |
| Income tax | 446,000 | 1,028,000 | 1,826,000 | 2,274,000 |
| Net income | 814,000 | 1,727,000 | 2,765,000 | 3,502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,892,000 | 31,630,000 | 35,168,000 | 35,909,000 |
| Total capital | 32,147,000 | 35,009,000 | 38,984,000 | 40,463,000 |
| Risk-weighted assets | 291,501,000 | 316,979,000 | 347,994,000 | 389,574,000 |