Call reports 2001
NORCROWN BANK — 2001
What NORCROWN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 286,411,000 | 310,310,000 | 336,983,000 | 378,775,000 |
| Total loans | 215,068,000 | 230,912,000 | 260,828,000 | 286,528,000 |
| Allowance for loan losses | 2,244,000 | 2,324,000 | 2,571,000 | 3,134,000 |
| Securities available for sale | 0 | 0 | 0 | 1,000,000 |
| Securities held to maturity | 20,381,000 | 19,942,000 | 17,766,000 | 17,919,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,433,000 | 285,810,000 | 309,816,000 | 347,397,000 |
| Interest-bearing deposits | 216,340,000 | 237,242,000 | 260,950,000 | 293,183,000 |
| Noninterest-bearing deposits | 46,093,000 | 48,568,000 | 48,866,000 | 54,214,000 |
| Equity capital | 21,818,000 | 22,609,000 | 25,790,000 | 29,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,170,000 | 10,409,000 | 15,817,000 | 21,686,000 |
| Interest expense | 2,434,000 | 4,995,000 | 7,603,000 | 10,142,000 |
| Net interest income | 2,736,000 | 5,414,000 | 8,214,000 | 11,544,000 |
| Noninterest income | 142,000 | 287,000 | 437,000 | 598,000 |
| Noninterest expense | 1,747,000 | 3,559,000 | 5,529,000 | 8,004,000 |
| Provision for loan losses | 101,000 | 191,000 | 449,000 | 1,018,000 |
| Pretax income | 1,030,000 | 1,951,000 | 2,673,000 | 3,120,000 |
| Income tax | 409,000 | 539,000 | 579,000 | 813,000 |
| Net income | 621,000 | 1,412,000 | 2,094,000 | 2,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,997,000 | 21,808,000 | 25,010,000 | 28,253,000 |
| Total capital | 23,241,000 | 24,132,000 | 27,581,000 | 31,387,000 |
| Risk-weighted assets | 225,325,000 | 224,302,000 | 247,706,000 | 271,439,000 |