Call reports 2025
HOME NATIONAL BANK — 2025
What HOME NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 91,965,000 | 91,325,000 | 89,584,000 | 89,914,000 |
| Total loans | 55,860,000 | 56,738,000 | 55,234,000 | 56,286,000 |
| Allowance for loan losses | 906,000 | 895,000 | 916,000 | 950,000 |
| Securities available for sale | 22,236,000 | 21,763,000 | 21,914,000 | 21,275,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,061,000 | 79,298,000 | 78,421,000 | 78,712,000 |
| Interest-bearing deposits | 62,310,000 | 59,298,000 | 60,042,000 | 59,897,000 |
| Noninterest-bearing deposits | 17,751,000 | 20,000,000 | 18,379,000 | 18,815,000 |
| Equity capital | 7,969,000 | 8,126,000 | 8,665,000 | 8,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,278,000 | 2,620,000 | 3,999,000 | 5,350,000 |
| Interest expense | 387,000 | 765,000 | 1,127,000 | 1,495,000 |
| Net interest income | 891,000 | 1,855,000 | 2,872,000 | 3,855,000 |
| Noninterest income | 114,000 | 257,000 | 364,000 | 467,000 |
| Noninterest expense | 830,000 | 1,729,000 | 2,676,000 | 3,604,000 |
| Provision for loan losses | 36,000 | 86,000 | 130,000 | 161,000 |
| Pretax income | 136,000 | 299,000 | 432,000 | 544,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 136,000 | 299,000 | 432,000 | 544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,815,000 | 9,878,000 | 10,011,000 | 9,998,000 |