Call reports 2020
HOME NATIONAL BANK — 2020
What HOME NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 69,905,000 | 75,288,000 | 75,955,000 | 74,309,000 |
| Total loans | 44,807,000 | 46,046,000 | 46,483,000 | 44,735,000 |
| Allowance for loan losses | 744,000 | 730,000 | 723,000 | 720,000 |
| Securities available for sale | 18,264,000 | 21,665,000 | 22,083,000 | 22,447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,455,000 | 65,175,000 | 63,866,000 | 63,238,000 |
| Interest-bearing deposits | 49,226,000 | 50,712,000 | 51,083,000 | 49,708,000 |
| Noninterest-bearing deposits | 11,229,000 | 14,463,000 | 12,783,000 | 13,530,000 |
| Equity capital | 8,778,000 | 9,514,000 | 9,719,000 | 9,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 923,000 | 1,800,000 | 2,727,000 | 3,637,000 |
| Interest expense | 151,000 | 269,000 | 367,000 | 458,000 |
| Net interest income | 772,000 | 1,531,000 | 2,360,000 | 3,179,000 |
| Noninterest income | 82,000 | 195,000 | 288,000 | 386,000 |
| Noninterest expense | 651,000 | 1,288,000 | 1,967,000 | 2,638,000 |
| Provision for loan losses | 51,000 | 102,000 | 153,000 | 204,000 |
| Pretax income | 154,000 | 338,000 | 530,000 | 725,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 154,000 | 338,000 | 530,000 | 725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,786,000 | 8,870,000 | 9,176,000 | 9,132,000 |
| Total capital | 9,332,000 | — | — | — |
| Risk-weighted assets | 43,621,000 | — | — | — |