Call reports 2016
HOME NATIONAL BANK — 2016
What HOME NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 57,626,000 | 57,726,000 | 59,421,000 | 58,563,000 |
| Total loans | 41,329,000 | 40,937,000 | 40,871,000 | 40,860,000 |
| Allowance for loan losses | 696,000 | 685,000 | 677,000 | 688,000 |
| Securities available for sale | 9,785,000 | 10,254,000 | 10,167,000 | 10,278,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,308,000 | 48,091,000 | 50,019,000 | 49,271,000 |
| Interest-bearing deposits | 38,992,000 | 39,484,000 | 39,957,000 | 39,352,000 |
| Noninterest-bearing deposits | 8,316,000 | 8,607,000 | 10,062,000 | 9,919,000 |
| Equity capital | 8,436,000 | 8,566,000 | 8,757,000 | 8,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 749,000 | 1,540,000 | 2,331,000 | 3,088,000 |
| Interest expense | 76,000 | 154,000 | 232,000 | 308,000 |
| Net interest income | 673,000 | 1,386,000 | 2,099,000 | 2,780,000 |
| Noninterest income | 88,000 | 163,000 | 237,000 | 321,000 |
| Noninterest expense | 552,000 | 1,086,000 | 1,615,000 | 2,150,000 |
| Provision for loan losses | 48,000 | 96,000 | 144,000 | 192,000 |
| Pretax income | 161,000 | 367,000 | 577,000 | 796,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 161,000 | 367,000 | 577,000 | 796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,289,000 | 8,396,000 | 8,606,000 | 8,699,000 |
| Total capital | 8,769,000 | 8,874,000 | 9,103,000 | 9,184,000 |
| Risk-weighted assets | 38,162,000 | 37,973,000 | 39,597,000 | 38,545,000 |