Call reports 2015
HOME NATIONAL BANK — 2015
What HOME NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 56,855,000 | 58,095,000 | 58,845,000 | 58,549,000 |
| Total loans | 40,894,000 | 41,163,000 | 41,618,000 | 41,774,000 |
| Allowance for loan losses | 728,000 | 732,000 | 763,000 | 757,000 |
| Securities available for sale | 9,661,000 | 10,322,000 | 10,738,000 | 10,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,775,000 | 49,046,000 | 48,135,000 | 47,590,000 |
| Interest-bearing deposits | 40,459,000 | 40,968,000 | 39,721,000 | 38,742,000 |
| Noninterest-bearing deposits | 7,316,000 | 8,078,000 | 8,414,000 | 8,848,000 |
| Equity capital | 8,245,000 | 8,339,000 | 8,515,000 | 8,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 757,000 | 1,600,000 | 2,391,000 | 3,238,000 |
| Interest expense | 104,000 | 201,000 | 285,000 | 371,000 |
| Net interest income | 653,000 | 1,399,000 | 2,106,000 | 2,867,000 |
| Noninterest income | 94,000 | 190,000 | 292,000 | 413,000 |
| Noninterest expense | 544,000 | 1,119,000 | 1,712,000 | 2,277,000 |
| Provision for loan losses | 42,000 | 90,000 | 138,000 | 186,000 |
| Pretax income | 161,000 | 380,000 | 548,000 | 817,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 161,000 | 380,000 | 548,000 | 817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,098,000 | 8,217,000 | 8,385,000 | 8,429,000 |
| Total capital | 8,569,000 | 8,696,000 | 8,865,000 | 8,903,000 |
| Risk-weighted assets | 37,459,000 | 38,046,000 | 38,113,000 | 37,640,000 |