Call reports 2014
HOME NATIONAL BANK — 2014
What HOME NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 58,095,000 | 57,313,000 | 58,736,000 | 57,933,000 |
| Total loans | 43,375,000 | 42,811,000 | 42,130,000 | 41,082,000 |
| Allowance for loan losses | 775,000 | 803,000 | 772,000 | 726,000 |
| Securities available for sale | 8,907,000 | 8,785,000 | 9,557,000 | 8,728,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,043,000 | 47,530,000 | 48,663,000 | 47,848,000 |
| Interest-bearing deposits | 39,383,000 | 40,229,000 | 41,625,000 | 39,761,000 |
| Noninterest-bearing deposits | 6,660,000 | 7,301,000 | 7,038,000 | 8,087,000 |
| Equity capital | 8,040,000 | 8,119,000 | 8,393,000 | 8,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 813,000 | 1,639,000 | 2,452,000 | 3,230,000 |
| Interest expense | 128,000 | 249,000 | 368,000 | 482,000 |
| Net interest income | 685,000 | 1,390,000 | 2,084,000 | 2,748,000 |
| Noninterest income | 93,000 | 197,000 | 297,000 | 396,000 |
| Noninterest expense | 544,000 | 1,114,000 | 1,632,000 | 2,303,000 |
| Provision for loan losses | 75,000 | 125,000 | 125,000 | 145,000 |
| Pretax income | 159,000 | 348,000 | 624,000 | 706,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 159,000 | 348,000 | 624,000 | 706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,915,000 | 8,004,000 | 8,279,000 | 8,237,000 |
| Total capital | 8,407,000 | 8,501,000 | 8,784,000 | 8,719,000 |
| Risk-weighted assets | 39,079,000 | 39,519,000 | 40,378,000 | 38,311,000 |