Call reports 2013
HOME NATIONAL BANK — 2013
What HOME NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 65,417,000 | 64,293,000 | 62,785,000 | 58,888,000 |
| Total loans | 44,103,000 | 44,512,000 | 43,743,000 | 44,524,000 |
| Allowance for loan losses | 785,000 | 809,000 | 816,000 | 777,000 |
| Securities available for sale | 14,737,000 | 13,573,000 | 12,838,000 | 9,024,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,934,000 | 55,522,000 | 50,846,000 | 45,739,000 |
| Interest-bearing deposits | 48,575,000 | 47,918,000 | 44,251,000 | 39,717,000 |
| Noninterest-bearing deposits | 7,359,000 | 7,604,000 | 6,595,000 | 6,022,000 |
| Equity capital | 7,983,000 | 7,965,000 | 8,100,000 | 8,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 868,000 | 1,782,000 | 2,617,000 | 3,486,000 |
| Interest expense | 162,000 | 317,000 | 467,000 | 609,000 |
| Net interest income | 706,000 | 1,465,000 | 2,150,000 | 2,877,000 |
| Noninterest income | 65,000 | 150,000 | 244,000 | 333,000 |
| Noninterest expense | 538,000 | 1,053,000 | 1,567,000 | 2,118,000 |
| Provision for loan losses | 75,000 | 135,000 | 210,000 | 275,000 |
| Pretax income | 158,000 | 427,000 | 617,000 | 830,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 158,000 | 427,000 | 617,000 | 830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,614,000 | 7,783,000 | 7,973,000 | 8,055,000 |
| Total capital | 8,133,000 | 8,302,000 | 8,481,000 | 8,561,000 |
| Risk-weighted assets | 40,933,000 | 41,222,000 | 40,279,000 | 40,212,000 |