Call reports 2012
HOME NATIONAL BANK — 2012
What HOME NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 66,325,000 | 69,648,000 | 69,075,000 | 67,451,000 |
| Total loans | 43,213,000 | 44,995,000 | 45,370,000 | 44,809,000 |
| Allowance for loan losses | 639,000 | 677,000 | 740,000 | 732,000 |
| Securities available for sale | 12,948,000 | 15,875,000 | 17,137,000 | 15,870,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,888,000 | 60,201,000 | 58,321,000 | 56,459,000 |
| Interest-bearing deposits | 50,258,000 | 52,737,000 | 51,437,000 | 50,104,000 |
| Noninterest-bearing deposits | 7,630,000 | 7,464,000 | 6,884,000 | 6,355,000 |
| Equity capital | 7,901,000 | 7,975,000 | 8,223,000 | 8,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 925,000 | 1,868,000 | 2,816,000 | 3,752,000 |
| Interest expense | 202,000 | 406,000 | 590,000 | 794,000 |
| Net interest income | 723,000 | 1,462,000 | 2,226,000 | 2,958,000 |
| Noninterest income | 83,000 | 178,000 | 250,000 | 350,000 |
| Noninterest expense | 519,000 | 1,069,000 | 1,600,000 | 2,144,000 |
| Provision for loan losses | 60,000 | 147,000 | 232,000 | 300,000 |
| Pretax income | 227,000 | 456,000 | 676,000 | 897,000 |
| Income tax | 0 | 0 | 0 | 3,000 |
| Net income | 227,000 | 456,000 | 676,000 | 894,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,488,000 | 7,542,000 | 7,763,000 | 7,756,000 |
| Total capital | 7,993,000 | 8,100,000 | 8,322,000 | 8,307,000 |
| Risk-weighted assets | 42,677,000 | 44,532,000 | 44,536,000 | 43,891,000 |