Call reports 2011
HOME NATIONAL BANK — 2011
What HOME NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 61,268,000 | 62,521,000 | 63,639,000 | 63,430,000 |
| Total loans | 40,540,000 | 41,748,000 | 42,546,000 | 43,326,000 |
| Allowance for loan losses | 657,000 | 639,000 | 505,000 | 587,000 |
| Securities available for sale | 15,178,000 | 14,844,000 | 13,750,000 | 13,696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,292,000 | 53,313,000 | 54,128,000 | 53,589,000 |
| Interest-bearing deposits | 46,851,000 | 47,064,000 | 47,777,000 | 47,442,000 |
| Noninterest-bearing deposits | 6,441,000 | 6,249,000 | 6,351,000 | 6,147,000 |
| Equity capital | 7,522,000 | 7,726,000 | 7,988,000 | 7,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 894,000 | 1,821,000 | 2,795,000 | 3,719,000 |
| Interest expense | 229,000 | 445,000 | 673,000 | 882,000 |
| Net interest income | 665,000 | 1,376,000 | 2,122,000 | 2,837,000 |
| Noninterest income | 80,000 | 153,000 | 217,000 | 165,000 |
| Noninterest expense | 501,000 | 1,027,000 | 1,583,000 | 2,071,000 |
| Provision for loan losses | 45,000 | 75,000 | 130,000 | 215,000 |
| Pretax income | 199,000 | 427,000 | 626,000 | 774,000 |
| Income tax | 217,000 | 217,000 | 217,000 | 230,000 |
| Net income | -18,000 | 210,000 | 409,000 | 544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,173,000 | 7,277,000 | 7,476,000 | 7,436,000 |
| Total capital | 7,661,000 | 7,772,000 | 7,989,000 | 7,946,000 |
| Risk-weighted assets | 40,227,000 | 39,441,000 | 41,020,000 | 40,675,000 |