Call reports 2010
HOME NATIONAL BANK — 2010
What HOME NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 57,463,000 | 58,249,000 | 58,524,000 | 61,229,000 |
| Total loans | 40,845,000 | 41,167,000 | 40,166,000 | 40,541,000 |
| Allowance for loan losses | 511,000 | 537,000 | 613,000 | 618,000 |
| Securities available for sale | 11,223,000 | 12,151,000 | 11,333,000 | 15,328,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,853,000 | 48,627,000 | 49,534,000 | 53,074,000 |
| Interest-bearing deposits | 41,473,000 | 42,351,000 | 43,647,000 | 47,466,000 |
| Noninterest-bearing deposits | 6,380,000 | 6,276,000 | 5,887,000 | 5,608,000 |
| Equity capital | 7,387,000 | 7,398,000 | 7,573,000 | 7,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 949,000 | 1,914,000 | 2,866,000 | 3,794,000 |
| Interest expense | 255,000 | 517,000 | 780,000 | 1,029,000 |
| Net interest income | 694,000 | 1,397,000 | 2,086,000 | 2,765,000 |
| Noninterest income | 84,000 | 152,000 | 218,000 | 290,000 |
| Noninterest expense | 476,000 | 985,000 | 1,491,000 | 2,036,000 |
| Provision for loan losses | 45,000 | 110,000 | 170,000 | 200,000 |
| Pretax income | 257,000 | 458,000 | 647,000 | 823,000 |
| Income tax | 74,000 | 129,000 | 181,000 | 228,000 |
| Net income | 183,000 | 329,000 | 466,000 | 595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,080,000 | 7,100,000 | 7,237,000 | 7,191,000 |
| Total capital | 7,562,000 | 7,574,000 | 7,728,000 | 7,675,000 |
| Risk-weighted assets | 38,535,000 | 37,809,000 | 39,130,000 | 38,550,000 |