Call reports 2009
HOME NATIONAL BANK — 2009
What HOME NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 55,192,000 | 56,484,000 | 56,243,000 | 57,143,000 |
| Total loans | 39,782,000 | 40,230,000 | 40,408,000 | 40,622,000 |
| Allowance for loan losses | 494,000 | 511,000 | 581,000 | 507,000 |
| Securities available for sale | 11,632,000 | 11,539,000 | 12,179,000 | 12,032,000 |
| Securities held to maturity | 55,000 | 55,000 | 55,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,478,000 | 47,973,000 | 47,404,000 | 47,783,000 |
| Interest-bearing deposits | 40,733,000 | 42,059,000 | 41,426,000 | 41,338,000 |
| Noninterest-bearing deposits | 5,745,000 | 5,914,000 | 5,978,000 | 6,445,000 |
| Equity capital | 7,327,000 | 7,334,000 | 7,671,000 | 7,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 970,000 | 1,948,000 | 2,966,000 | 3,940,000 |
| Interest expense | 326,000 | 649,000 | 955,000 | 1,246,000 |
| Net interest income | 644,000 | 1,299,000 | 2,011,000 | 2,694,000 |
| Noninterest income | 63,000 | 127,000 | 205,000 | 272,000 |
| Noninterest expense | 506,000 | 975,000 | 1,448,000 | 1,969,000 |
| Provision for loan losses | 0 | 25,000 | 50,000 | 75,000 |
| Pretax income | 202,000 | 429,000 | 721,000 | 926,000 |
| Income tax | 56,000 | 121,000 | 211,000 | 263,000 |
| Net income | 146,000 | 308,000 | 510,000 | 663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,078,000 | 7,117,000 | 7,318,000 | 6,996,000 |
| Total capital | 7,512,000 | 7,565,000 | 7,769,000 | 7,480,000 |
| Risk-weighted assets | 34,650,000 | 35,747,000 | 35,958,000 | 38,706,000 |