Call reports 2008
HOME NATIONAL BANK — 2008
What HOME NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 54,660,000 | 55,887,000 | 55,737,000 | 55,446,000 |
| Total loans | 38,151,000 | 39,456,000 | 39,511,000 | 39,803,000 |
| Allowance for loan losses | 686,000 | 676,000 | 738,000 | 595,000 |
| Securities available for sale | 13,505,000 | 12,317,000 | 12,167,000 | 12,155,000 |
| Securities held to maturity | 60,000 | 60,000 | 60,000 | 55,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,359,000 | 47,528,000 | 46,887,000 | 46,470,000 |
| Interest-bearing deposits | 40,685,000 | 41,110,000 | 41,109,000 | 40,552,000 |
| Noninterest-bearing deposits | 5,674,000 | 6,417,000 | 5,778,000 | 5,918,000 |
| Equity capital | 7,024,000 | 6,888,000 | 7,063,000 | 7,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,001,000 | 2,020,000 | 3,082,000 | 4,091,000 |
| Interest expense | 401,000 | 780,000 | 1,148,000 | 1,493,000 |
| Net interest income | 600,000 | 1,240,000 | 1,934,000 | 2,598,000 |
| Noninterest income | 102,000 | 161,000 | 232,000 | 311,000 |
| Noninterest expense | 427,000 | 847,000 | 1,324,000 | 1,837,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 50,000 |
| Pretax income | 275,000 | 559,000 | 797,000 | 1,026,000 |
| Income tax | 81,000 | 165,000 | 233,000 | 312,000 |
| Net income | 194,000 | 394,000 | 564,000 | 714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,763,000 | 6,838,000 | 7,008,000 | 7,033,000 |
| Total capital | 7,181,000 | 7,270,000 | 7,441,000 | 7,458,000 |
| Risk-weighted assets | 33,187,000 | 34,280,000 | 34,328,000 | 33,776,000 |