Call reports 2007
HOME NATIONAL BANK — 2007
What HOME NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 55,731,000 | 56,347,000 | 54,986,000 | 54,661,000 |
| Total loans | 38,757,000 | 37,626,000 | 36,927,000 | 37,105,000 |
| Allowance for loan losses | 767,000 | 707,000 | 677,000 | 671,000 |
| Securities available for sale | 11,385,000 | 11,693,000 | 13,325,000 | 12,741,000 |
| Securities held to maturity | 65,000 | 65,000 | 65,000 | 60,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,099,000 | 48,746,000 | 47,080,000 | 46,651,000 |
| Interest-bearing deposits | 39,372,000 | 42,003,000 | 41,142,000 | 40,403,000 |
| Noninterest-bearing deposits | 8,727,000 | 6,743,000 | 5,938,000 | 6,248,000 |
| Equity capital | 6,405,000 | 6,362,000 | 6,637,000 | 6,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 995,000 | 2,007,000 | 3,037,000 | 4,047,000 |
| Interest expense | 378,000 | 768,000 | 1,165,000 | 1,569,000 |
| Net interest income | 617,000 | 1,239,000 | 1,872,000 | 2,478,000 |
| Noninterest income | 52,000 | 110,000 | 161,000 | 189,000 |
| Noninterest expense | 442,000 | 859,000 | 1,289,000 | 1,714,000 |
| Provision for loan losses | 45,000 | 60,000 | 80,000 | 45,000 |
| Pretax income | 182,000 | 430,000 | 664,000 | 908,000 |
| Income tax | 54,000 | 129,000 | 201,000 | 270,000 |
| Net income | 128,000 | 301,000 | 463,000 | 638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,409,000 | 6,458,000 | 6,619,000 | 6,669,000 |
| Total capital | 6,827,000 | 6,867,000 | 7,023,000 | 7,077,000 |
| Risk-weighted assets | 33,095,000 | 32,367,000 | 32,035,000 | 32,334,000 |