Call reports 2006
HOME NATIONAL BANK — 2006
What HOME NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 54,740,000 | 54,164,000 | 56,368,000 | 56,344,000 |
| Total loans | 40,774,000 | 41,630,000 | 41,123,000 | 39,709,000 |
| Allowance for loan losses | 671,000 | 663,000 | 742,000 | 746,000 |
| Securities available for sale | 7,888,000 | 8,135,000 | 9,434,000 | 9,487,000 |
| Securities held to maturity | 81,000 | 80,000 | 80,000 | 65,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,504,000 | 46,847,000 | 48,871,000 | 48,751,000 |
| Interest-bearing deposits | 41,253,000 | 40,962,000 | 42,018,000 | 41,186,000 |
| Noninterest-bearing deposits | 6,251,000 | 5,885,000 | 6,853,000 | 7,565,000 |
| Equity capital | 5,954,000 | 6,015,000 | 6,243,000 | 6,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 897,000 | 1,879,000 | 2,956,000 | 3,988,000 |
| Interest expense | 327,000 | 671,000 | 1,039,000 | 1,423,000 |
| Net interest income | 570,000 | 1,208,000 | 1,917,000 | 2,565,000 |
| Noninterest income | 59,000 | 121,000 | 160,000 | 208,000 |
| Noninterest expense | 402,000 | 796,000 | 1,226,000 | 1,680,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 220,000 |
| Pretax income | 167,000 | 413,000 | 663,000 | 871,000 |
| Income tax | 52,000 | 131,000 | 211,000 | 276,000 |
| Net income | 115,000 | 282,000 | 452,000 | 595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,041,000 | 6,121,000 | 6,291,000 | 6,346,000 |
| Total capital | 6,464,000 | 6,556,000 | 6,724,000 | 6,769,000 |
| Risk-weighted assets | 33,613,000 | 34,581,000 | 34,297,000 | 33,519,000 |