Call reports 2004
HOME NATIONAL BANK — 2004
What HOME NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 52,849,000 | 51,811,000 | 52,293,000 | 52,500,000 |
| Total loans | 37,263,000 | 36,984,000 | 36,941,000 | 36,897,000 |
| Allowance for loan losses | 941,000 | 805,000 | 769,000 | 696,000 |
| Securities available for sale | 11,919,000 | 10,729,000 | 11,567,000 | 11,197,000 |
| Securities held to maturity | 506,000 | 506,000 | 451,000 | 171,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,762,000 | 44,856,000 | 45,134,000 | 45,424,000 |
| Interest-bearing deposits | 40,145,000 | 39,584,000 | 40,078,000 | 39,414,000 |
| Noninterest-bearing deposits | 5,617,000 | 5,272,000 | 5,056,000 | 6,010,000 |
| Equity capital | 5,655,000 | 5,517,000 | 5,683,000 | 5,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 858,000 | 1,666,000 | 2,478,000 | 3,289,000 |
| Interest expense | 329,000 | 651,000 | 980,000 | 1,324,000 |
| Net interest income | 529,000 | 1,015,000 | 1,498,000 | 1,965,000 |
| Noninterest income | 52,000 | 90,000 | 167,000 | 218,000 |
| Noninterest expense | 405,000 | 814,000 | 1,199,000 | 1,605,000 |
| Provision for loan losses | 30,000 | 50,000 | 60,000 | 90,000 |
| Pretax income | 146,000 | 241,000 | 406,000 | 488,000 |
| Income tax | 46,000 | 73,000 | 127,000 | 152,000 |
| Net income | 100,000 | 168,000 | 279,000 | 336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,594,000 | 5,535,000 | 5,647,000 | 5,615,000 |
| Total capital | 6,010,000 | 5,945,000 | 6,039,000 | 6,008,000 |
| Risk-weighted assets | 32,775,000 | 32,429,000 | 30,981,000 | 31,125,000 |