Call reports 2003
HOME NATIONAL BANK — 2003
What HOME NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 54,396,000 | 54,076,000 | 52,851,000 | 53,358,000 |
| Total loans | 36,791,000 | 36,720,000 | 35,940,000 | 37,133,000 |
| Allowance for loan losses | 1,002,000 | 1,007,000 | 1,027,000 | 930,000 |
| Securities available for sale | 10,661,000 | 11,985,000 | 13,024,000 | 12,660,000 |
| Securities held to maturity | 1,094,000 | 591,000 | 541,000 | 506,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,733,000 | 48,285,000 | 47,029,000 | 46,260,000 |
| Interest-bearing deposits | 43,878,000 | 43,286,000 | 42,016,000 | 41,008,000 |
| Noninterest-bearing deposits | 4,855,000 | 5,000,000 | 5,013,000 | 5,252,000 |
| Equity capital | 5,399,000 | 5,500,000 | 5,520,000 | 5,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 895,000 | 1,811,000 | 2,680,000 | 3,549,000 |
| Interest expense | 385,000 | 751,000 | 1,102,000 | 1,448,000 |
| Net interest income | 510,000 | 1,060,000 | 1,578,000 | 2,101,000 |
| Noninterest income | 42,000 | 75,000 | 115,000 | 167,000 |
| Noninterest expense | 414,000 | 821,000 | 1,225,000 | 1,652,000 |
| Provision for loan losses | 39,000 | 79,000 | 104,000 | 125,000 |
| Pretax income | 99,000 | 235,000 | 388,000 | 515,000 |
| Income tax | 32,000 | 76,000 | 125,000 | 160,000 |
| Net income | 67,000 | 159,000 | 263,000 | 355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,326,000 | 5,381,000 | 5,485,000 | 5,489,000 |
| Total capital | 5,727,000 | 5,771,000 | 5,877,000 | 5,907,000 |
| Risk-weighted assets | 31,455,000 | 30,590,000 | 30,729,000 | 32,908,000 |