Call reports 2002
HOME NATIONAL BANK — 2002
What HOME NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 57,725,000 | 57,579,000 | 55,018,000 | 52,969,000 |
| Total loans | 39,290,000 | 38,416,000 | 38,033,000 | 37,524,000 |
| Allowance for loan losses | 1,212,000 | 1,169,000 | 1,132,000 | 1,093,000 |
| Securities available for sale | 2,121,000 | 3,650,000 | 7,431,000 | 9,247,000 |
| Securities held to maturity | 10,300,000 | 7,766,000 | 5,869,000 | 1,596,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,553,000 | 52,424,000 | 49,905,000 | 47,259,000 |
| Interest-bearing deposits | 48,001,000 | 46,504,000 | 45,068,000 | 42,725,000 |
| Noninterest-bearing deposits | 4,552,000 | 5,920,000 | 4,837,000 | 4,534,000 |
| Equity capital | 4,974,000 | 4,946,000 | 4,925,000 | 5,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,038,000 | 2,050,000 | 3,032,000 | 3,983,000 |
| Interest expense | 565,000 | 1,089,000 | 1,553,000 | 1,978,000 |
| Net interest income | 473,000 | 961,000 | 1,479,000 | 2,005,000 |
| Noninterest income | -4,000 | -36,000 | -26,000 | 616,000 |
| Noninterest expense | 445,000 | 896,000 | 1,459,000 | 1,820,000 |
| Provision for loan losses | 0 | 125,000 | 191,000 | 351,000 |
| Pretax income | 24,000 | -96,000 | -197,000 | 450,000 |
| Income tax | 7,000 | -46,000 | -57,000 | 175,000 |
| Net income | 17,000 | -50,000 | -140,000 | 276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,986,000 | 4,919,000 | 4,838,000 | 5,271,000 |
| Total capital | 5,423,000 | 5,351,000 | 5,253,000 | 5,698,000 |
| Risk-weighted assets | 34,216,000 | 33,844,000 | 32,478,000 | 33,489,000 |