Call reports 2001
HOME NATIONAL BANK — 2001
What HOME NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 58,200,000 | 59,423,000 | 59,643,000 | 59,109,000 |
| Total loans | 42,400,000 | 42,452,000 | 40,380,000 | 39,449,000 |
| Allowance for loan losses | 2,706,000 | 2,568,000 | 1,337,000 | 1,547,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,965,000 | 9,770,000 | 10,373,000 | 12,283,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,388,000 | 53,688,000 | 53,854,000 | 53,890,000 |
| Interest-bearing deposits | 47,602,000 | 48,815,000 | 49,265,000 | 49,074,000 |
| Noninterest-bearing deposits | 4,786,000 | 4,873,000 | 4,589,000 | 4,816,000 |
| Equity capital | 5,577,000 | 5,497,000 | 5,511,000 | 4,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,150,000 | 2,357,000 | 3,480,000 | 4,519,000 |
| Interest expense | 651,000 | 1,333,000 | 2,001,000 | 2,649,000 |
| Net interest income | 499,000 | 1,024,000 | 1,479,000 | 1,870,000 |
| Noninterest income | 23,000 | 49,000 | 75,000 | 132,000 |
| Noninterest expense | 336,000 | 769,000 | 1,253,000 | 1,779,000 |
| Provision for loan losses | 45,000 | 90,000 | 90,000 | 634,000 |
| Pretax income | 141,000 | 214,000 | 211,000 | -411,000 |
| Income tax | 48,000 | 74,000 | 57,000 | -148,000 |
| Net income | 93,000 | 140,000 | 154,000 | -263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,577,000 | 5,497,000 | 5,511,000 | 4,969,000 |
| Total capital | 6,036,000 | 5,986,000 | 5,965,000 | 5,410,000 |
| Risk-weighted assets | 34,409,000 | 36,862,000 | 35,419,000 | 34,140,000 |