Call reports 2025
BANK OF COMMERCE, THE — 2025
What BANK OF COMMERCE, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,220,785,000 | 2,184,598,000 | 2,294,262,000 | 2,259,922,000 |
| Total loans | 1,424,141,000 | 1,533,344,000 | 1,557,164,000 | 1,642,267,000 |
| Allowance for loan losses | 24,873,000 | 25,255,000 | 26,288,000 | 28,926,000 |
| Securities available for sale | 176,310,000 | 170,355,000 | 171,583,000 | 168,064,000 |
| Securities held to maturity | 217,230,000 | 215,576,000 | 210,444,000 | 209,070,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,854,033,000 | 1,808,295,000 | 1,900,132,000 | 1,909,271,000 |
| Interest-bearing deposits | 1,133,881,000 | 1,113,444,000 | 1,156,558,000 | 1,171,496,000 |
| Noninterest-bearing deposits | 720,152,000 | 694,851,000 | 743,574,000 | 737,775,000 |
| Equity capital | 300,995,000 | 312,943,000 | 331,326,000 | 323,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 31,509,000 | 64,966,000 | 98,896,000 | 132,845,000 |
| Interest expense | 8,453,000 | 17,341,000 | 26,335,000 | 34,818,000 |
| Net interest income | 23,056,000 | 47,625,000 | 72,561,000 | 98,027,000 |
| Noninterest income | 1,422,000 | 2,901,000 | 4,575,000 | 6,084,000 |
| Noninterest expense | 7,553,000 | 16,159,000 | 24,486,000 | 37,843,000 |
| Provision for loan losses | -3,165,000 | -2,664,000 | -1,664,000 | 1,336,000 |
| Pretax income | 16,681,000 | 33,679,000 | 51,774,000 | 62,387,000 |
| Income tax | 4,004,000 | 8,131,000 | 12,556,000 | 14,877,000 |
| Net income | 12,677,000 | 25,548,000 | 39,218,000 | 47,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 325,464,000 | 337,935,000 | 351,205,000 | 342,697,000 |
| Total capital | 345,438,000 | 359,286,000 | 372,343,000 | 365,230,000 |
| Risk-weighted assets | 1,588,436,000 | 1,699,631,000 | 1,682,168,000 | 1,792,501,000 |