Call reports 2024
BANK OF COMMERCE, THE — 2024
What BANK OF COMMERCE, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,026,440,000 | 2,042,255,000 | 2,111,141,000 | 2,171,329,000 |
| Total loans | 1,341,580,000 | 1,388,144,000 | 1,396,988,000 | 1,436,597,000 |
| Allowance for loan losses | 25,747,000 | 26,682,000 | 27,127,000 | 28,069,000 |
| Securities available for sale | 195,837,000 | 189,021,000 | 191,639,000 | 176,489,000 |
| Securities held to maturity | 209,814,000 | 205,376,000 | 204,843,000 | 218,189,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,699,969,000 | 1,706,880,000 | 1,756,677,000 | 1,813,947,000 |
| Interest-bearing deposits | 1,028,718,000 | 1,054,028,000 | 1,060,510,000 | 1,097,820,000 |
| Noninterest-bearing deposits | 671,251,000 | 652,852,000 | 696,167,000 | 716,127,000 |
| Equity capital | 264,830,000 | 276,919,000 | 295,933,000 | 285,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 30,438,000 | 61,933,000 | 94,269,000 | 126,783,000 |
| Interest expense | 8,679,000 | 18,061,000 | 27,628,000 | 36,683,000 |
| Net interest income | 21,759,000 | 43,872,000 | 66,641,000 | 90,100,000 |
| Noninterest income | 1,465,000 | 2,883,000 | 4,515,000 | 6,037,000 |
| Noninterest expense | 7,837,000 | 15,795,000 | 23,246,000 | 34,691,000 |
| Provision for loan losses | 300,000 | 1,300,000 | 1,814,000 | 2,806,000 |
| Pretax income | 15,087,000 | 29,835,000 | 46,163,000 | 58,644,000 |
| Income tax | 3,609,000 | 7,180,000 | 10,817,000 | 13,774,000 |
| Net income | 11,478,000 | 22,655,000 | 35,346,000 | 44,870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 293,595,000 | 304,572,000 | 317,063,000 | 313,187,000 |
| Total capital | 315,280,000 | 326,734,000 | 338,003,000 | 334,906,000 |
| Risk-weighted assets | 1,729,590,000 | 1,767,512,000 | 1,667,986,000 | 1,729,998,000 |