Call reports 2023
BANK OF COMMERCE, THE — 2023
What BANK OF COMMERCE, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,852,790,000 | 1,924,013,000 | 1,969,371,000 | 2,064,025,000 |
| Total loans | 1,178,033,000 | 1,247,612,000 | 1,286,883,000 | 1,337,825,000 |
| Allowance for loan losses | 23,259,000 | 23,675,000 | 25,278,000 | 25,740,000 |
| Securities available for sale | 223,344,000 | 215,678,000 | 202,162,000 | 203,953,000 |
| Securities held to maturity | 209,582,000 | 208,185,000 | 204,842,000 | 211,048,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,607,905,000 | 1,618,918,000 | 1,656,773,000 | 1,736,865,000 |
| Interest-bearing deposits | 837,728,000 | 867,464,000 | 905,330,000 | 1,004,587,000 |
| Noninterest-bearing deposits | 770,177,000 | 751,454,000 | 751,443,000 | 732,278,000 |
| Equity capital | 236,379,000 | 248,102,000 | 253,881,000 | 255,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 25,062,000 | 51,524,000 | 79,981,000 | 110,704,000 |
| Interest expense | 1,854,000 | 5,825,000 | 12,130,000 | 19,974,000 |
| Net interest income | 23,208,000 | 45,699,000 | 67,851,000 | 90,730,000 |
| Noninterest income | 1,350,000 | 2,850,000 | 4,299,000 | 5,803,000 |
| Noninterest expense | 7,095,000 | 14,301,000 | 20,958,000 | 32,467,000 |
| Provision for loan losses | 487,000 | 903,000 | 2,481,000 | 3,547,000 |
| Pretax income | 16,976,000 | 33,345,000 | 48,711,000 | 60,519,000 |
| Income tax | 4,129,000 | 8,104,000 | 11,791,000 | 14,398,000 |
| Net income | 12,847,000 | 25,241,000 | 36,920,000 | 46,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 263,243,000 | 275,437,000 | 286,916,000 | 282,317,000 |
| Total capital | 283,849,000 | 296,969,000 | 308,857,000 | 303,970,000 |
| Risk-weighted assets | 1,645,253,000 | 1,719,754,000 | 1,751,355,000 | 1,727,010,000 |