Call reports 2022
BANK OF COMMERCE, THE — 2022
What BANK OF COMMERCE, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,890,432,000 | 1,904,130,000 | 1,937,309,000 | 1,921,523,000 |
| Total loans | 1,043,609,000 | 1,097,989,000 | 1,142,916,000 | 1,206,336,000 |
| Allowance for loan losses | 19,814,000 | 19,769,000 | 20,787,000 | 22,766,000 |
| Securities available for sale | 272,785,000 | 243,412,000 | 231,997,000 | 229,688,000 |
| Securities held to maturity | 131,320,000 | 177,648,000 | 200,087,000 | 211,307,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,661,084,000 | 1,683,502,000 | 1,707,709,000 | 1,679,968,000 |
| Interest-bearing deposits | 848,670,000 | 861,437,000 | 843,124,000 | 843,767,000 |
| Noninterest-bearing deposits | 812,414,000 | 822,065,000 | 864,585,000 | 836,201,000 |
| Equity capital | 221,904,000 | 217,109,000 | 224,649,000 | 224,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 14,724,000 | 31,538,000 | 51,882,000 | 76,190,000 |
| Interest expense | 403,000 | 843,000 | 1,444,000 | 2,372,000 |
| Net interest income | 14,321,000 | 30,695,000 | 50,438,000 | 73,818,000 |
| Noninterest income | 1,447,000 | 3,051,000 | 4,615,000 | 6,061,000 |
| Noninterest expense | 6,795,000 | 13,490,000 | 20,552,000 | 31,425,000 |
| Provision for loan losses | -40,000 | -69,000 | 931,000 | 2,961,000 |
| Pretax income | 9,013,000 | 20,325,000 | 33,570,000 | 45,493,000 |
| Income tax | 2,227,000 | 4,542,000 | 7,490,000 | 10,646,000 |
| Net income | 6,786,000 | 15,783,000 | 26,080,000 | 34,847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 235,136,000 | 243,932,000 | 254,029,000 | 250,597,000 |
| Total capital | 253,265,000 | 263,018,000 | 273,969,000 | 271,306,000 |
| Risk-weighted assets | 1,448,044,000 | 1,525,604,000 | 1,593,732,000 | 1,654,096,000 |