Call reports 2021
BANK OF COMMERCE, THE — 2021
What BANK OF COMMERCE, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,634,533,000 | 1,696,191,000 | 1,800,908,000 | 1,847,089,000 |
| Total loans | 967,193,000 | 1,003,113,000 | 995,269,000 | 1,023,185,000 |
| Allowance for loan losses | 19,485,000 | 19,621,000 | 19,809,000 | 19,811,000 |
| Securities available for sale | 91,356,000 | 241,424,000 | 247,567,000 | 246,116,000 |
| Securities held to maturity | 63,332,000 | 100,467,000 | 107,291,000 | 113,447,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,414,780,000 | 1,467,447,000 | 1,562,665,000 | 1,608,264,000 |
| Interest-bearing deposits | 717,786,000 | 757,682,000 | 768,721,000 | 838,517,000 |
| Noninterest-bearing deposits | 696,994,000 | 709,765,000 | 793,944,000 | 769,747,000 |
| Equity capital | 217,935,000 | 224,000,000 | 233,465,000 | 227,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 14,409,000 | 28,319,000 | 45,372,000 | 59,886,000 |
| Interest expense | 530,000 | 1,033,000 | 1,496,000 | 1,930,000 |
| Net interest income | 13,879,000 | 27,286,000 | 43,876,000 | 57,956,000 |
| Noninterest income | 1,359,000 | 2,753,000 | 4,060,000 | 6,560,000 |
| Noninterest expense | 6,249,000 | 11,798,000 | 18,116,000 | 28,785,000 |
| Provision for loan losses | -71,000 | -83,000 | -80,000 | -151,000 |
| Pretax income | 9,060,000 | 18,325,000 | 29,901,000 | 35,883,000 |
| Income tax | 2,331,000 | 4,587,000 | 7,495,000 | 8,556,000 |
| Net income | 6,729,000 | 13,738,000 | 22,406,000 | 27,327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 218,152,000 | 224,960,000 | 233,428,000 | 228,549,000 |
| Total capital | 232,625,000 | 241,091,000 | 249,807,000 | 245,872,000 |
| Risk-weighted assets | 1,152,347,000 | 1,286,535,000 | 1,306,409,000 | 1,382,810,000 |