Call reports 2020
BANK OF COMMERCE, THE — 2020
What BANK OF COMMERCE, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,273,538,000 | 1,532,189,000 | 1,514,092,000 | 1,579,188,000 |
| Total loans | 895,704,000 | 1,014,985,000 | 986,676,000 | 972,289,000 |
| Allowance for loan losses | 16,983,000 | 17,015,000 | 17,562,000 | 19,525,000 |
| Securities available for sale | 51,645,000 | 47,503,000 | 51,458,000 | 74,539,000 |
| Securities held to maturity | 55,152,000 | 52,683,000 | 48,835,000 | 55,068,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,066,559,000 | 1,240,122,000 | 1,295,900,000 | 1,357,225,000 |
| Interest-bearing deposits | 601,597,000 | 676,412,000 | 664,262,000 | 719,503,000 |
| Noninterest-bearing deposits | 464,962,000 | 563,710,000 | 631,638,000 | 637,722,000 |
| Equity capital | 203,317,000 | 210,476,000 | 216,657,000 | 212,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 15,152,000 | 29,474,000 | 43,543,000 | 58,826,000 |
| Interest expense | 879,000 | 1,710,000 | 2,465,000 | 3,073,000 |
| Net interest income | 14,273,000 | 27,764,000 | 41,078,000 | 55,753,000 |
| Noninterest income | 1,099,000 | 2,270,000 | 3,671,000 | 5,322,000 |
| Noninterest expense | 5,964,000 | 11,734,000 | 17,501,000 | 26,298,000 |
| Provision for loan losses | 223,000 | 708,000 | 1,226,000 | 2,935,000 |
| Pretax income | 9,186,000 | 17,593,000 | 26,023,000 | 31,843,000 |
| Income tax | 2,363,000 | 4,448,000 | 6,465,000 | 7,894,000 |
| Net income | 6,823,000 | 13,145,000 | 19,558,000 | 23,949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 203,496,000 | 209,618,000 | 215,831,000 | 211,622,000 |
| Total capital | 217,846,000 | 225,390,000 | 231,365,000 | 226,805,000 |
| Risk-weighted assets | 1,145,014,000 | 1,260,154,000 | 1,240,364,000 | 1,209,891,000 |