Call reports 2019
BANK OF COMMERCE, THE — 2019
What BANK OF COMMERCE, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,185,387,000 | 1,212,052,000 | 1,254,846,000 | 1,283,566,000 |
| Total loans | 872,627,000 | 944,343,000 | 928,729,000 | 894,715,000 |
| Allowance for loan losses | 12,694,000 | 13,334,000 | 14,351,000 | 16,742,000 |
| Securities available for sale | 63,944,000 | 60,687,000 | 59,945,000 | 55,644,000 |
| Securities held to maturity | 68,694,000 | 66,158,000 | 62,909,000 | 60,271,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 992,192,000 | 1,014,254,000 | 1,049,104,000 | 1,075,389,000 |
| Interest-bearing deposits | 551,040,000 | 568,473,000 | 570,257,000 | 610,103,000 |
| Noninterest-bearing deposits | 441,152,000 | 445,781,000 | 478,847,000 | 465,286,000 |
| Equity capital | 189,022,000 | 195,849,000 | 203,253,000 | 197,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 15,166,000 | 30,837,000 | 46,816,000 | 62,561,000 |
| Interest expense | 776,000 | 1,635,000 | 2,590,000 | 3,502,000 |
| Net interest income | 14,390,000 | 29,202,000 | 44,226,000 | 59,059,000 |
| Noninterest income | 1,005,000 | 2,053,000 | 3,628,000 | 4,763,000 |
| Noninterest expense | 5,940,000 | 11,534,000 | 17,222,000 | 26,030,000 |
| Provision for loan losses | 548,000 | 1,886,000 | 2,897,000 | 5,289,000 |
| Pretax income | 8,902,000 | 17,830,000 | 27,730,000 | 32,498,000 |
| Income tax | 2,305,000 | 4,484,000 | 6,792,000 | 7,892,000 |
| Net income | 6,597,000 | 13,346,000 | 20,938,000 | 24,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 188,663,000 | 195,213,000 | 202,605,000 | 196,873,000 |
| Total capital | 201,711,000 | 208,863,000 | 217,261,000 | 211,033,000 |
| Risk-weighted assets | 1,101,930,000 | 1,165,267,000 | 1,173,477,000 | 1,129,884,000 |