Call reports 2018
BANK OF COMMERCE, THE — 2018
What BANK OF COMMERCE, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,130,717,000 | 1,159,070,000 | 1,178,901,000 | 1,250,076,000 |
| Total loans | 799,564,000 | 867,692,000 | 855,122,000 | 851,849,000 |
| Allowance for loan losses | 7,663,000 | 8,683,000 | 9,647,000 | 12,168,000 |
| Securities available for sale | 75,520,000 | 72,926,000 | 66,641,000 | 64,830,000 |
| Securities held to maturity | 72,937,000 | 70,417,000 | 67,170,000 | 68,397,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 953,442,000 | 977,013,000 | 990,528,000 | 1,058,395,000 |
| Interest-bearing deposits | 550,747,000 | 557,855,000 | 546,457,000 | 575,775,000 |
| Noninterest-bearing deposits | 402,695,000 | 419,158,000 | 444,071,000 | 482,620,000 |
| Equity capital | 174,444,000 | 179,975,000 | 185,857,000 | 182,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 12,470,000 | 26,087,000 | 40,528,000 | 55,753,000 |
| Interest expense | 451,000 | 940,000 | 1,461,000 | 2,104,000 |
| Net interest income | 12,019,000 | 25,147,000 | 39,067,000 | 53,649,000 |
| Noninterest income | 1,033,000 | 1,995,000 | 3,000,000 | 4,079,000 |
| Noninterest expense | 5,852,000 | 11,402,000 | 17,110,000 | 25,233,000 |
| Provision for loan losses | 285,000 | 1,251,000 | 2,101,000 | 4,635,000 |
| Pretax income | 6,915,000 | 14,489,000 | 22,856,000 | 27,860,000 |
| Income tax | 1,642,000 | 3,431,000 | 5,433,000 | 6,527,000 |
| Net income | 5,273,000 | 11,058,000 | 17,423,000 | 21,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 174,207,000 | 179,792,000 | 185,957,000 | 182,267,000 |
| Total capital | 182,173,000 | 188,811,000 | 195,940,000 | 194,737,000 |
| Risk-weighted assets | 1,016,072,000 | 1,097,254,000 | 1,076,869,000 | 1,070,982,000 |