Call reports 2017
BANK OF COMMERCE, THE — 2017
What BANK OF COMMERCE, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,097,785,000 | 1,110,551,000 | 1,136,838,000 | 1,168,426,000 |
| Total loans | 685,303,000 | 741,556,000 | 755,500,000 | 794,837,000 |
| Allowance for loan losses | 6,470,000 | 6,839,000 | 7,312,000 | 7,587,000 |
| Securities available for sale | 85,332,000 | 84,503,000 | 81,848,000 | 78,418,000 |
| Securities held to maturity | 82,609,000 | 80,224,000 | 75,558,000 | 73,314,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 929,478,000 | 937,512,000 | 960,814,000 | 991,575,000 |
| Interest-bearing deposits | 551,706,000 | 552,926,000 | 554,014,000 | 577,819,000 |
| Noninterest-bearing deposits | 377,772,000 | 384,586,000 | 406,800,000 | 413,756,000 |
| Equity capital | 164,795,000 | 169,696,000 | 173,708,000 | 169,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 10,068,000 | 21,105,000 | 32,916,000 | 45,123,000 |
| Interest expense | 346,000 | 705,000 | 1,097,000 | 1,521,000 |
| Net interest income | 9,722,000 | 20,400,000 | 31,819,000 | 43,602,000 |
| Noninterest income | 955,000 | 2,479,000 | 3,651,000 | 4,849,000 |
| Noninterest expense | 5,230,000 | 10,281,000 | 15,730,000 | 23,614,000 |
| Provision for loan losses | 361,000 | 728,000 | 1,290,000 | 1,621,000 |
| Pretax income | 5,086,000 | 11,870,000 | 18,450,000 | 23,216,000 |
| Income tax | 1,609,000 | 3,888,000 | 6,147,000 | 8,772,000 |
| Net income | 3,477,000 | 7,982,000 | 12,303,000 | 14,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 164,166,000 | 168,471,000 | 172,591,000 | 169,133,000 |
| Total capital | 170,906,000 | 175,493,000 | 180,092,000 | 177,007,000 |
| Risk-weighted assets | 819,774,000 | 855,712,000 | 956,436,000 | 996,331,000 |