Call reports 2016
BANK OF COMMERCE, THE — 2016
What BANK OF COMMERCE, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,033,764,000 | 1,041,898,000 | 1,064,414,000 | 1,097,757,000 |
| Total loans | 621,635,000 | 652,277,000 | 641,814,000 | 666,642,000 |
| Allowance for loan losses | 6,956,000 | 6,046,000 | 6,045,000 | 6,285,000 |
| Securities available for sale | 92,012,000 | 90,657,000 | 88,711,000 | 86,937,000 |
| Securities held to maturity | 91,091,000 | 90,815,000 | 88,845,000 | 86,635,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 872,404,000 | 878,481,000 | 896,993,000 | 930,702,000 |
| Interest-bearing deposits | 526,731,000 | 537,237,000 | 531,527,000 | 556,408,000 |
| Noninterest-bearing deposits | 345,673,000 | 341,244,000 | 365,466,000 | 374,294,000 |
| Equity capital | 158,300,000 | 161,608,000 | 164,808,000 | 161,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,302,000 | 18,831,000 | 28,613,000 | 38,449,000 |
| Interest expense | 314,000 | 627,000 | 949,000 | 1,277,000 |
| Net interest income | 8,988,000 | 18,204,000 | 27,664,000 | 37,172,000 |
| Noninterest income | 1,037,000 | 2,145,000 | 3,162,000 | 4,318,000 |
| Noninterest expense | 4,863,000 | 9,879,000 | 14,737,000 | 22,386,000 |
| Provision for loan losses | 291,000 | 892,000 | 1,260,000 | 1,379,000 |
| Pretax income | 4,871,000 | 9,578,000 | 14,829,000 | 17,725,000 |
| Income tax | 1,488,000 | 2,927,000 | 4,574,000 | 5,333,000 |
| Net income | 3,383,000 | 6,651,000 | 10,255,000 | 12,392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 156,581,000 | 159,648,000 | 163,052,000 | 160,887,000 |
| Total capital | 163,790,000 | 165,976,000 | 169,361,000 | 167,417,000 |
| Risk-weighted assets | 766,252,000 | 796,997,000 | 788,009,000 | 810,004,000 |