Call reports 2015
BANK OF COMMERCE, THE — 2015
What BANK OF COMMERCE, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 989,084,000 | 997,367,000 | 1,000,621,000 | 1,052,122,000 |
| Total loans | 551,555,000 | 582,029,000 | 593,199,000 | 612,544,000 |
| Allowance for loan losses | 6,554,000 | 6,555,000 | 6,494,000 | 6,682,000 |
| Securities available for sale | 102,562,000 | 98,324,000 | 95,433,000 | 93,291,000 |
| Securities held to maturity | 89,547,000 | 90,863,000 | 93,290,000 | 92,162,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 835,517,000 | 841,091,000 | 841,518,000 | 891,724,000 |
| Interest-bearing deposits | 523,979,000 | 522,418,000 | 511,435,000 | 544,826,000 |
| Noninterest-bearing deposits | 311,538,000 | 318,673,000 | 330,084,000 | 346,898,000 |
| Equity capital | 150,804,000 | 153,561,000 | 156,726,000 | 154,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,318,000 | 16,988,000 | 25,903,000 | 35,080,000 |
| Interest expense | 301,000 | 598,000 | 903,000 | 1,220,000 |
| Net interest income | 8,017,000 | 16,390,000 | 25,000,000 | 33,860,000 |
| Noninterest income | 1,018,000 | 2,140,000 | 2,670,000 | 3,164,000 |
| Noninterest expense | 4,583,000 | 8,771,000 | 13,323,000 | 20,206,000 |
| Provision for loan losses | -32,000 | -28,000 | -26,000 | -43,000 |
| Pretax income | 4,484,000 | 9,787,000 | 14,373,000 | 16,861,000 |
| Income tax | 1,346,000 | 3,018,000 | 4,408,000 | 4,889,000 |
| Net income | 3,138,000 | 6,769,000 | 9,965,000 | 11,972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 149,062,000 | 152,494,000 | 155,490,000 | 153,396,000 |
| Total capital | 155,849,000 | 159,278,000 | 162,210,000 | 160,322,000 |
| Risk-weighted assets | 707,589,000 | 727,677,000 | 746,592,000 | 761,670,000 |