Call reports 2014
BANK OF COMMERCE, THE — 2014
What BANK OF COMMERCE, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 955,963,000 | 956,596,000 | 959,963,000 | 994,470,000 |
| Total loans | 496,364,000 | 546,636,000 | 535,227,000 | 555,902,000 |
| Allowance for loan losses | 6,630,000 | 6,598,000 | 6,770,000 | 6,658,000 |
| Securities available for sale | 106,902,000 | 105,328,000 | 105,598,000 | 103,136,000 |
| Securities held to maturity | 91,926,000 | 91,180,000 | 90,165,000 | 90,472,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 810,058,000 | 807,941,000 | 807,890,000 | 841,750,000 |
| Interest-bearing deposits | 527,076,000 | 521,773,000 | 508,352,000 | 529,301,000 |
| Noninterest-bearing deposits | 282,982,000 | 286,168,000 | 299,538,000 | 312,449,000 |
| Equity capital | 143,179,000 | 146,401,000 | 149,570,000 | 147,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,920,000 | 16,111,000 | 24,515,000 | 32,805,000 |
| Interest expense | 373,000 | 723,000 | 1,050,000 | 1,373,000 |
| Net interest income | 7,547,000 | 15,388,000 | 23,465,000 | 31,432,000 |
| Noninterest income | 940,000 | 1,853,000 | 2,769,000 | 4,047,000 |
| Noninterest expense | 4,130,000 | 8,761,000 | 13,319,000 | 20,233,000 |
| Provision for loan losses | -12,000 | -29,000 | -19,000 | -15,000 |
| Pretax income | 4,369,000 | 8,509,000 | 12,934,000 | 15,261,000 |
| Income tax | 1,262,000 | 2,431,000 | 3,715,000 | 4,196,000 |
| Net income | 3,107,000 | 6,078,000 | 9,219,000 | 11,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 142,466,000 | 145,238,000 | 148,179,000 | 146,125,000 |
| Total capital | 149,294,000 | 152,050,000 | 155,153,000 | 152,983,000 |
| Risk-weighted assets | 578,860,000 | 630,797,000 | 619,139,000 | 636,545,000 |