Call reports 2013
BANK OF COMMERCE, THE — 2013
What BANK OF COMMERCE, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 958,067,000 | 935,663,000 | 938,636,000 | 962,534,000 |
| Total loans | 487,783,000 | 519,482,000 | 509,367,000 | 507,522,000 |
| Allowance for loan losses | 7,926,000 | 7,813,000 | 7,733,000 | 7,609,000 |
| Securities available for sale | 115,043,000 | 113,529,000 | 109,083,000 | 106,694,000 |
| Securities held to maturity | 91,719,000 | 93,700,000 | 90,787,000 | 92,252,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 816,074,000 | 793,974,000 | 794,872,000 | 817,750,000 |
| Interest-bearing deposits | 545,137,000 | 536,352,000 | 518,190,000 | 538,331,000 |
| Noninterest-bearing deposits | 270,936,000 | 257,622,000 | 276,682,000 | 279,419,000 |
| Equity capital | 137,941,000 | 139,142,000 | 141,461,000 | 139,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 8,514,000 | 17,067,000 | 25,630,000 | 33,793,000 |
| Interest expense | 529,000 | 994,000 | 1,421,000 | 1,828,000 |
| Net interest income | 7,985,000 | 16,073,000 | 24,209,000 | 31,965,000 |
| Noninterest income | 904,000 | 1,968,000 | 2,303,000 | 3,320,000 |
| Noninterest expense | 4,386,000 | 9,039,000 | 13,485,000 | 19,908,000 |
| Provision for loan losses | 520,000 | 510,000 | 519,000 | 516,000 |
| Pretax income | 3,983,000 | 8,492,000 | 12,509,000 | 14,862,000 |
| Income tax | 1,100,000 | 2,401,000 | 3,538,000 | 3,981,000 |
| Net income | 2,883,000 | 6,091,000 | 8,971,000 | 10,881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,662,000 | 138,669,000 | 141,349,000 | 139,560,000 |
| Total capital | 142,842,000 | 146,274,000 | 148,687,000 | 146,940,000 |
| Risk-weighted assets | 572,777,000 | 607,562,000 | 591,620,000 | 590,708,000 |