Call reports 2012
BANK OF COMMERCE, THE — 2012
What BANK OF COMMERCE, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 836,502,000 | 829,691,000 | 935,883,000 | 977,437,000 |
| Total loans | 428,588,000 | 444,422,000 | 499,837,000 | 508,311,000 |
| Allowance for loan losses | 6,040,000 | 7,348,000 | 7,340,000 | 7,518,000 |
| Securities available for sale | 83,027,000 | 95,835,000 | 118,739,000 | 111,767,000 |
| Securities held to maturity | 78,617,000 | 95,417,000 | 94,705,000 | 94,739,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 702,727,000 | 693,656,000 | 795,153,000 | 840,328,000 |
| Interest-bearing deposits | 482,021,000 | 485,443,000 | 534,804,000 | 556,601,000 |
| Noninterest-bearing deposits | 220,706,000 | 208,213,000 | 260,349,000 | 283,727,000 |
| Equity capital | 132,296,000 | 133,811,000 | 137,368,000 | 135,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,082,000 | 16,177,000 | 25,025,000 | 33,859,000 |
| Interest expense | 879,000 | 1,648,000 | 2,355,000 | 2,964,000 |
| Net interest income | 7,203,000 | 14,529,000 | 22,670,000 | 30,895,000 |
| Noninterest income | 911,000 | 1,412,000 | 2,928,000 | 3,572,000 |
| Noninterest expense | 4,115,000 | 8,269,000 | 13,007,000 | 19,302,000 |
| Provision for loan losses | 2,465,000 | 4,574,000 | 4,574,000 | 5,024,000 |
| Pretax income | 1,534,000 | 3,098,000 | 8,017,000 | 10,147,000 |
| Income tax | 221,000 | 369,000 | 1,818,000 | 2,210,000 |
| Net income | 1,313,000 | 2,729,000 | 6,199,000 | 7,937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 130,193,000 | 131,371,000 | 134,578,000 | 132,978,000 |
| Total capital | 136,406,000 | 137,922,000 | 142,083,000 | 140,515,000 |
| Risk-weighted assets | 507,882,000 | 528,778,000 | 592,707,000 | 602,122,000 |