Call reports 2010
BANK OF COMMERCE, THE — 2010
What BANK OF COMMERCE, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 750,103,000 | 746,659,000 | 755,781,000 | 777,070,000 |
| Total loans | 460,414,000 | 486,897,000 | 488,748,000 | 464,662,000 |
| Allowance for loan losses | 9,434,000 | 9,424,000 | 8,931,000 | 6,701,000 |
| Securities available for sale | 80,422,000 | 71,150,000 | 70,567,000 | 63,718,000 |
| Securities held to maturity | 77,994,000 | 71,158,000 | 66,769,000 | 74,245,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 622,057,000 | 614,974,000 | 619,690,000 | 644,221,000 |
| Interest-bearing deposits | 452,116,000 | 450,621,000 | 447,297,000 | 465,159,000 |
| Noninterest-bearing deposits | 169,941,000 | 164,353,000 | 172,393,000 | 179,062,000 |
| Equity capital | 124,186,000 | 126,629,000 | 129,587,000 | 126,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,649,000 | 17,583,000 | 26,612,000 | 35,552,000 |
| Interest expense | 1,272,000 | 2,534,000 | 3,740,000 | 4,890,000 |
| Net interest income | 7,377,000 | 15,049,000 | 22,872,000 | 30,662,000 |
| Noninterest income | 849,000 | 1,904,000 | 2,610,000 | 4,941,000 |
| Noninterest expense | 5,748,000 | 9,411,000 | 12,788,000 | 18,277,000 |
| Provision for loan losses | 2,049,000 | 2,810,000 | 4,387,000 | 5,904,000 |
| Pretax income | 429,000 | 4,733,000 | 8,307,000 | 11,424,000 |
| Income tax | -187,000 | 1,169,000 | 2,188,000 | 3,050,000 |
| Net income | 616,000 | 3,564,000 | 6,119,000 | 8,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,591,000 | 125,339,000 | 127,694,000 | 125,949,000 |
| Total capital | 129,577,000 | 132,594,000 | 134,975,000 | 133,000,000 |
| Risk-weighted assets | 557,105,000 | 578,845,000 | 581,536,000 | 565,327,000 |