Call reports 2009
BANK OF COMMERCE, THE — 2009
What BANK OF COMMERCE, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 759,448,000 | 746,089,000 | 720,718,000 | 761,112,000 |
| Total loans | 455,782,000 | 475,755,000 | 481,508,000 | 482,810,000 |
| Allowance for loan losses | 8,106,000 | 7,002,000 | 8,031,000 | 8,857,000 |
| Securities available for sale | 100,615,000 | 97,795,000 | 89,278,000 | 87,423,000 |
| Securities held to maturity | 98,085,000 | 90,301,000 | 83,052,000 | 84,815,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 633,054,000 | 621,536,000 | 593,427,000 | 632,937,000 |
| Interest-bearing deposits | 466,841,000 | 462,314,000 | 431,529,000 | 455,376,000 |
| Noninterest-bearing deposits | 166,213,000 | 159,222,000 | 161,898,000 | 177,561,000 |
| Equity capital | 121,753,000 | 122,371,000 | 125,517,000 | 123,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 9,243,000 | 18,382,000 | 27,700,000 | 36,844,000 |
| Interest expense | 1,885,000 | 3,546,000 | 5,047,000 | 6,393,000 |
| Net interest income | 7,358,000 | 14,836,000 | 22,653,000 | 30,451,000 |
| Noninterest income | 884,000 | 1,837,000 | 2,820,000 | 3,752,000 |
| Noninterest expense | 3,241,000 | 6,961,000 | 10,436,000 | 15,691,000 |
| Provision for loan losses | 2,500,000 | 6,100,000 | 7,600,000 | 9,100,000 |
| Pretax income | 2,501,000 | 3,612,000 | 7,437,000 | 9,410,000 |
| Income tax | 663,000 | 762,000 | 1,939,000 | 2,283,000 |
| Net income | 1,838,000 | 2,850,000 | 5,498,000 | 7,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 120,286,000 | 121,097,000 | 123,546,000 | 122,175,000 |
| Total capital | 127,264,000 | 128,301,000 | 130,794,000 | 129,594,000 |
| Risk-weighted assets | 557,962,000 | 577,274,000 | 579,914,000 | 592,902,000 |