Call reports 2007
BANK OF COMMERCE, THE — 2007
What BANK OF COMMERCE, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 693,381,000 | 706,503,000 | 722,139,000 | 742,340,000 |
| Total loans | 400,253,000 | 453,866,000 | 480,925,000 | 481,504,000 |
| Allowance for loan losses | 4,063,000 | 3,901,000 | 3,841,000 | 4,499,000 |
| Securities available for sale | 99,804,000 | 96,801,000 | 80,647,000 | 79,731,000 |
| Securities held to maturity | 95,970,000 | 94,792,000 | 89,106,000 | 74,048,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 581,858,000 | 592,540,000 | 603,073,000 | 620,907,000 |
| Interest-bearing deposits | 432,448,000 | 433,577,000 | 436,334,000 | 447,509,000 |
| Noninterest-bearing deposits | 149,410,000 | 158,963,000 | 166,739,000 | 173,398,000 |
| Equity capital | 104,848,000 | 109,000,000 | 114,447,000 | 111,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 12,046,000 | 25,127,000 | 38,669,000 | 51,446,000 |
| Interest expense | 3,608,000 | 7,340,000 | 11,030,000 | 14,489,000 |
| Net interest income | 8,438,000 | 17,787,000 | 27,639,000 | 36,957,000 |
| Noninterest income | 818,000 | 1,739,000 | 2,644,000 | 3,601,000 |
| Noninterest expense | 2,588,000 | 5,422,000 | 8,160,000 | 13,223,000 |
| Provision for loan losses | 0 | 0 | 0 | 800,000 |
| Pretax income | 6,668,000 | 14,104,000 | 22,125,000 | 26,537,000 |
| Income tax | 2,341,000 | 4,981,000 | 7,860,000 | 9,292,000 |
| Net income | 4,327,000 | 9,123,000 | 14,265,000 | 17,245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,700,000 | 109,295,000 | 114,238,000 | 111,018,000 |
| Total capital | 109,202,000 | 113,677,000 | 118,534,000 | 115,958,000 |
| Risk-weighted assets | 492,913,000 | 545,398,000 | 569,953,000 | 575,489,000 |