Call reports 2006
BANK OF COMMERCE, THE — 2006
What BANK OF COMMERCE, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 628,779,000 | 637,845,000 | 664,202,000 | 687,260,000 |
| Total loans | 373,238,000 | 402,472,000 | 412,955,000 | 412,279,000 |
| Allowance for loan losses | 4,627,000 | 4,180,000 | 4,181,000 | 4,169,000 |
| Securities available for sale | 84,535,000 | 84,153,000 | 83,218,000 | 96,305,000 |
| Securities held to maturity | 85,693,000 | 85,064,000 | 80,473,000 | 98,149,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 529,964,000 | 536,337,000 | 558,056,000 | 577,376,000 |
| Interest-bearing deposits | 388,983,000 | 394,563,000 | 406,292,000 | 418,576,000 |
| Noninterest-bearing deposits | 140,981,000 | 141,774,000 | 151,764,000 | 158,800,000 |
| Equity capital | 93,885,000 | 97,843,000 | 102,447,000 | 100,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 10,137,000 | 21,194,000 | 33,010,000 | 45,433,000 |
| Interest expense | 2,317,000 | 4,988,000 | 8,124,000 | 11,532,000 |
| Net interest income | 7,820,000 | 16,206,000 | 24,886,000 | 33,901,000 |
| Noninterest income | 810,000 | 1,705,000 | 2,589,000 | 3,478,000 |
| Noninterest expense | 2,410,000 | 4,843,000 | 7,228,000 | 11,720,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 6,220,000 | 13,068,000 | 20,247,000 | 25,659,000 |
| Income tax | 2,151,000 | 4,524,000 | 7,129,000 | 8,965,000 |
| Net income | 4,069,000 | 8,544,000 | 13,118,000 | 16,694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,818,000 | 98,133,000 | 102,547,000 | 100,572,000 |
| Total capital | 98,445,000 | 102,730,000 | 107,108,000 | 105,128,000 |
| Risk-weighted assets | 448,609,000 | 478,757,000 | 493,096,000 | 498,630,000 |