Call reports 2004
BANK OF COMMERCE, THE — 2004
What BANK OF COMMERCE, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 526,606,000 | 533,447,000 | 533,921,000 | 547,038,000 |
| Total loans | 274,226,000 | 299,721,000 | 317,473,000 | 337,392,000 |
| Allowance for loan losses | 3,661,000 | 3,650,000 | 3,705,000 | 3,918,000 |
| Securities available for sale | 88,567,000 | 80,657,000 | 80,500,000 | 79,817,000 |
| Securities held to maturity | 79,854,000 | 84,810,000 | 83,402,000 | 75,998,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 442,778,000 | 449,530,000 | 445,958,000 | 458,086,000 |
| Interest-bearing deposits | 324,542,000 | 327,162,000 | 399,568,000 | 414,787,000 |
| Noninterest-bearing deposits | 118,236,000 | 122,368,000 | 46,390,000 | 43,299,000 |
| Equity capital | 80,549,000 | 81,682,000 | 85,587,000 | 83,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 6,254,000 | 12,590,000 | 19,461,000 | 26,703,000 |
| Interest expense | 792,000 | 1,586,000 | 2,437,000 | 3,388,000 |
| Net interest income | 5,462,000 | 11,004,000 | 17,024,000 | 23,315,000 |
| Noninterest income | 778,000 | 1,618,000 | 2,496,000 | 3,305,000 |
| Noninterest expense | 2,019,000 | 4,168,000 | 6,360,000 | 9,968,000 |
| Provision for loan losses | 0 | 0 | 0 | 250,000 |
| Pretax income | 4,222,000 | 8,456,000 | 13,163,000 | 16,405,000 |
| Income tax | 1,181,000 | 2,608,000 | 4,118,000 | 5,044,000 |
| Net income | 3,041,000 | 5,848,000 | 9,045,000 | 11,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,820,000 | 81,465,000 | 84,503,000 | 82,299,000 |
| Total capital | 82,481,000 | 85,115,000 | 88,208,000 | 86,217,000 |
| Risk-weighted assets | 336,924,000 | 357,981,000 | 378,237,000 | 396,444,000 |