Call reports 2003
BANK OF COMMERCE, THE — 2003
What BANK OF COMMERCE, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 500,188,000 | 512,984,000 | 514,364,000 | 521,132,000 |
| Total loans | 242,763,000 | 259,562,000 | 256,717,000 | 274,481,000 |
| Allowance for loan losses | 3,871,000 | 3,733,000 | 3,688,000 | 3,669,000 |
| Securities available for sale | 90,625,000 | 93,094,000 | 93,393,000 | 97,108,000 |
| Securities held to maturity | 81,637,000 | 82,600,000 | 89,631,000 | 85,687,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 422,030,000 | 432,841,000 | 432,561,000 | 437,626,000 |
| Interest-bearing deposits | 323,326,000 | 324,059,000 | 317,695,000 | 316,231,000 |
| Noninterest-bearing deposits | 98,704,000 | 108,782,000 | 114,866,000 | 121,395,000 |
| Equity capital | 74,558,000 | 77,738,000 | 79,579,000 | 77,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 6,372,000 | 12,798,000 | 19,202,000 | 25,458,000 |
| Interest expense | 1,163,000 | 2,188,000 | 3,081,000 | 3,907,000 |
| Net interest income | 5,209,000 | 10,610,000 | 16,121,000 | 21,551,000 |
| Noninterest income | 764,000 | 1,585,000 | 2,459,000 | 3,209,000 |
| Noninterest expense | 1,895,000 | 3,882,000 | 5,965,000 | 9,360,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,105,000 | 8,348,000 | 12,651,000 | 15,437,000 |
| Income tax | 1,276,000 | 2,590,000 | 3,930,000 | 4,693,000 |
| Net income | 2,829,000 | 5,758,000 | 8,721,000 | 10,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,863,000 | 75,632,000 | 78,435,000 | 75,939,000 |
| Total capital | 76,652,000 | 79,365,000 | 82,123,000 | 79,608,000 |
| Risk-weighted assets | 303,006,000 | 319,952,000 | 319,271,000 | 333,802,000 |