Call reports 2002
BANK OF COMMERCE, THE — 2002
What BANK OF COMMERCE, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 447,648,000 | 469,028,000 | 480,389,000 | 486,277,000 |
| Total loans | 225,017,000 | 240,652,000 | 247,700,000 | 254,148,000 |
| Allowance for loan losses | 3,093,000 | 3,093,000 | 3,024,000 | 3,883,000 |
| Securities available for sale | 81,429,000 | 82,559,000 | 80,341,000 | 93,329,000 |
| Securities held to maturity | 73,415,000 | 75,224,000 | 78,325,000 | 86,937,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 378,321,000 | 397,380,000 | 404,402,000 | 410,247,000 |
| Interest-bearing deposits | 297,892,000 | 304,266,000 | 306,114,000 | 304,807,000 |
| Noninterest-bearing deposits | 80,429,000 | 93,114,000 | 98,288,000 | 105,440,000 |
| Equity capital | 65,970,000 | 69,450,000 | 72,689,000 | 71,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,463,000 | 13,073,000 | 19,892,000 | 26,705,000 |
| Interest expense | 1,602,000 | 3,078,000 | 4,541,000 | 5,831,000 |
| Net interest income | 4,861,000 | 9,995,000 | 15,351,000 | 20,874,000 |
| Noninterest income | 728,000 | 1,459,000 | 2,290,000 | 3,079,000 |
| Noninterest expense | 1,888,000 | 3,842,000 | 5,779,000 | 8,807,000 |
| Provision for loan losses | 30,000 | 50,000 | 50,000 | 1,000,000 |
| Pretax income | 3,671,000 | 7,562,000 | 11,812,000 | 14,158,000 |
| Income tax | 1,116,000 | 2,172,000 | 3,677,000 | 4,277,000 |
| Net income | 2,555,000 | 5,390,000 | 8,135,000 | 9,881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,428,000 | 68,103,000 | 70,689,000 | 70,195,000 |
| Total capital | 68,521,000 | 71,196,000 | 73,713,000 | 74,064,000 |
| Risk-weighted assets | 275,685,000 | 291,326,000 | 300,618,000 | 309,466,000 |